So you’ve taken the plunge and booked that trip? Congrats! You’ve probably got your flights sorted and your accommodation locked down, but have you sorted your travel insurance yet? I know most of us like to think that we’re invincible and that the worst-case scenario will never happen to us, but unfortunately, life doesn’t work that way.
If you’re heading overseas, having your travel insurance organised is one of the most important things to take with you on your trip. Having travel insurance means having peace of mind and knowing that you’re covered in any of the following situations:
- If you get sick or injured overseas and need to see a doctor.This is even more crucial if you end up needing an ambulance or a helicopter rescue. This is even more crucial if you end up needing an ambulance or a helicopter rescue.
- If there are trip cancellations. On my gap year I got stuck trying to get back into the UK because gypsies at the Chanel border crossing decided to set fire to it! I ended up missing my train back from London to Yorkshire and had to book another ticket last minute. Let me tell you, that ended up being pretty pricey! Fortunately, I was able to claim this cost back through travel insurance.
- If you break or lose your valuables overseas. I’m a bit of a klutz and have dropped my fair share of electronics over the years! Having travel insurance means that if you have a Sophie moment (I’ve just embraced it at this point) and drop your camera or phone, you can rest easy knowing you’re covered.
- If any of your possessions get stolen. Unfortunately, this still happens no matter how many money belts or other thief-proof items we buy. At least with travel insurance, it doesn’t have to ruin your whole trip. You know you’re able to claim it back.
If you’re anything like me it can be super tempting to try and cut costs where you can. And for lots of people travel insurance seems to be an area where they do this. Well, the same way you know deep in your heart that it is better to invest in more quality clothing items than cheaper ones you constantly have to replace, the same goes for travel insurance. You can choose to pay what ultimately works out to a couple of dollars a day. Or your other option is having to shell out a small fortune if you do get caught without it. Sometimes the more frugal option is actually investing in quality.
For quality travel insurance I personally recommend World Nomads. If you’d like to invest in their awesome travel insurance options, you can do so here, or use the form below to get a quick quote.
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